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Smart Energy Loan
New York — state programLoan amounts from $1,500 - $25,000 with loan terms of 5, 10, or 15 yearsDeadline: rolling
A traditional NYSERDA loan repaid monthly via check or automatic payment (ACH). Covers purchase and installation of solar PV systems, ground source heat pumps, air source heat pumps, and energy efficiency improvements at existing one- to four-family residential properties.
Program details
- Type
- loan
- Amount
- Loan amounts from $1,500 - $25,000 with loan terms of 5, 10, or 15 years
- Deadline
- rolling
- Eligibility
- Must own the home or be an authorized representative of the property owner; projects that include stand-alone additions, new construction, or extensive gut rehabilitation are not eligible; credit score minimum 540; debt-to-income and mortgage payment history requirements apply
- Status
- open
- Administrator
- NYSERDA (originated by Slipstream)
Source: New York — state program. Confirm current terms with the administering agency before applying.