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Tax Benefit for Agricultural and Rural Lending — Interest Income Exclusion (Section 70435 / IRC Section 139L)

Illinois — state program25% of interest income excluded from federal taxable income
A new provision under IRC Section 139L allows eligible lenders to exclude 25% of interest income earned on qualifying agricultural and rural loans from federal taxable income, with the remaining 75% still included in taxable income.

Program details

Type
tax-credit
Amount
25% of interest income excluded from federal taxable income
Eligibility
Qualified lenders, which generally include U.S. banks and savings associations, certain regulated insurance companies, Farm Credit System institutions, and other lenders that meet IRS eligibility requirements. Applies only to interest earned on qualifying loans.
Status
open
Administrator
IRS
Source: Illinois — state program. Confirm current terms with the administering agency before applying.

Find out whether your facility qualifies