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GEM$ On-Bill Financing Program

Hawaii — state programLong-term financing of up to 25 years at a below-market, fixed rate of 5.5% per annumDeadline: rolling
The Green Energy Money $aver (GEM$) On-Bill Program is an innovative financing program for homeowners and renters offered by the Hawaii Green Infrastructure Authority. It provides long-term, below-market fixed-rate financing for solar and energy improvements, with the repayment obligation tied to the electric utility meter (not the person) and collected conveniently on the monthly electric utility bill.

Program details

Type
loan
Amount
Long-term financing of up to 25 years at a below-market, fixed rate of 5.5% per annum
Deadline
rolling
Eligibility
Low- to moderate-income households (less than 140% of HHFDC's Area Median Income); Hawaiian Electric, Maui Electric, or Hawaiian Electric Light Company customer; minimum of 6 months of history with the Utility; Energy Improvement must be on the Approved EI List; Contractor must be a GEM$ Enrolled Contractor; post-installation, the Energy Improvement must meet estimated minimum savings standards based on number of disconnection notices
Status
open
Administrator
Hawaii Green Infrastructure Authority (HGIA)
Source: Hawaii — state program. Confirm current terms with the administering agency before applying.

Where it applies

Find out whether your facility qualifies