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Smart-E Loan
Connecticut — state programup to $50,000; Standard APR: 6.99% (5, 7, 10 years), 7.49% (12 years), 7.99% (15 years)Deadline: rolling
A low-interest, fixed monthly payment loan program offered through CT Green Bank in partnership with local lenders and contractors to help Connecticut homeowners finance energy efficiency, resiliency, and healthy home improvements. Covers over 90 eligible measures including insulation, windows, heat pumps, solar panels, floodproofing, battery storage, and more, with up to 25% usable for non-energy related improvements.
Program details
- Type
- loan
- Amount
- up to $50,000; Standard APR: 6.99% (5, 7, 10 years), 7.49% (12 years), 7.99% (15 years)
- Deadline
- rolling
- Eligibility
- Home must be located in Connecticut, owner-occupied, and a residential building with 1–4 units (condominiums must be individually metered). Qualification based on factors including credit score and debt-to-income ratio (DTI). All final underwriting decisions made by the lender. Some improvements may require a Home Energy Assessment.
- Status
- open
- Administrator
- CT Green Bank
Source: Connecticut — state program. Confirm current terms with the administering agency before applying.