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Smart-E Loan
Connecticut — state programup to $50,000; Standard APR: 6.99% (5-year), 6.99% (7-year), 6.99% (10-year), 7.49% (12-year), 7.99% (15-year); 1.99% Special Heat Pump OfferDeadline: rolling
A low-interest, fixed monthly payment loan program offered through CT Green Bank and a network of local lenders and contractors to help Connecticut homeowners finance energy efficiency, resiliency, and healthy home improvements. Eligible projects include insulation, windows, heat pumps, solar panels, floodproofing, battery storage, and more, with up to 25% of the loan usable for non-energy-related improvements.
Program details
- Type
- loan
- Amount
- up to $50,000; Standard APR: 6.99% (5-year), 6.99% (7-year), 6.99% (10-year), 7.49% (12-year), 7.99% (15-year); 1.99% Special Heat Pump Offer
- Deadline
- rolling
- Eligibility
- Home must be located in Connecticut, owner-occupied, and a residential building with 1–4 units (condominiums must be individually metered). Qualification based on credit score and debt-to-income ratio (DTI); final underwriting decisions made by the lender. Some improvements may require a Home Energy Assessment.
- Status
- open
- Administrator
- CT Green Bank
Source: Connecticut — state program. Confirm current terms with the administering agency before applying.